I received a call from a company claiming I had won a trip, but in order to claim my prize, I have to give them my bank account number, social security number, credit card number or some money. What should I do? Is this a scam?

The best rule of thumb is that if something sounds too good to be true, it is. And if you feel at all uneasy, there’s probably a good reason for that. You should never have to divulge personal information to receive a prize. And it’s always best to get information in writing, rather than over the telephone. If you do talk to someone on the phone, get their full name, the name of the company and phone number. Then you can call back to verify it is a legitimate company. If they won’t give you a name and number, chances are it is not legitimate.